Accessing The Finances Of A Deceased Relation

R.I.P Ghana

Accessing The Finances Of A Deceased Relation

June 28, 2019

In a recent article on wills preparation, we discussed how to draw up a valid will which can conveniently distribute our properties when one is no more. We also discussed how the law mediates in the distribution of properties in the case where a loved one dies without a will.

In either case, the property to be distributed may come in the form of money which may be saved in a bank account or on a mobile money wallet. Because these monies are in the possession of a third-party institution (bank or telecommunication network), certain steps must be followed in order to pay the money to the rightful successor.

In the case of a bank or financial institution, the family must submit a notice of death to the bank. This may be an obituary and a death certificate. When these are presented and verified, the account is marked ‘Customer Deceased’. Debit activities on the account are not allowed. However, any investments in the deceased’s name are allowed to run until maturity.

The executors or administrators of the deceased’s estate must present certified true copies of court-issued probate (where there is a will) or letters of administration (in the case of intestacy) to the bank. They must also present these together with their valid ID cards as proof of their identities. When all the documents have been presented and verified, a debit transfer is passed to close the account of the deceased. A payment order will then be issued in favour of the Executors or Administrators. The amount paid must be indicated on the reverse side of the original of the Probate or Letters of Administration which must be given to the Executors or Administrators.

Similar documentation is required for retrieving money from the deceased’s mobile wallet. The executors or administrators of the estate must present the death certificate and the probate or letters of administration at the offices of the telecom service provider. Again, the executors or administrators must prove their identity with a valid ID card. Additional documents that prove the death such as an obituary may be presented for the money to be transferred.

Samuel Banful Osei a.k.a Cisco

June 27, 2019

FUNERAL ARRANGEMENT

Wake Keeping

Friday 28th June 2019 at Hse No.117 (Pedu Estate, Cape Coast)

Burial Service

Saturday 29th June 2019 at hse No.117 (Pedu Estate, Cape Coast) at 9:00 am.

Interment & Final Funeral Rites

After burial service at Abura Cemetery followed by final funeral rites at Hse No. 117 Pedu Estate, Cape Coast.

Thanksgiving Service

Sunday 30th June 2019 at Ebenezer Presby Church, Pedu/Abura(Cape coast) at 8:00 am.

All friends and well wishers are cordially invited.

H.E. Paa Kwesi Bekoe Amissah-Arthur

June 27, 2019

One year Memorial

Economic Forum

Friday 28th June 2019 from 10:00 am at the Auditorium, Department of Economics Cedi Center, University of Ghana

Keynote address by Prof. Charles C. Soludo (former Governor of the central bank of Nigeria)

Chairman for the occasion is Dr. Mohammed Ibn Chambas and moderator Bernard Avle.

Remembrance Service

Calvary Methodist Church

Saturday 29th June @ 9:00 am.

Dorothy Esther Akosua Ladjer M)m) Owiredua Aduama

June 27, 2019

FUNERAL & BURIAL ARRANGEMENTS ARE AS FOLLOWS

There will be no wake keeping

The body will lie in state at Aduama’s Residence, Boso on Saturday 6th July 2019 at 4:00 am, then to the Boso Immanuel Presbyterian Church at 7:00 am for a Pre-burial service.

Burial Service

Boso Immanuel Presbyterian Church at 9:00 am.

Interment

Boso Presbyterian Cemetery.

Funeral Rites

Community Center Boso after burial.

Memorial and Thanksgiving Service

Sunday 7th July 2019 at 9:00 am at the Boso Immanuel Presbyterian Church.

Final Funeral Rites

Sunday 7th July 2019 at the community center Boso after church service.

All friends and sympathizers are cordially invited.

Nana Ampofo-Bekoe

June 24, 2019

FUNERAL ARRANGEMENTS

Friday 21st June 2019: No wake

Saturday 22nd June 2019: Lying In Statement at house no. S.20 Mamfe – Akuapem(behind Presby primary school from 4:30 am – 10:30 am)

Burial Service

Emmanuel Presbyterian church, Mamfe-Akuapem at 10:45 am and thence to the Presbyterian cemetery for burial.

Final Funeral Rites

At Mamfe-Akuapem Lorry Station, Opposite the premises of Akuapem Rural Bank ltd immediately after burial.

Memorial and Thanksgiving Service

Sunday 23rd June 2019 at Emmanuel Presbyterian Church (Mamfe – Akuapem).

Attire: Black.

All friends and sympathizers are cordially invited.

Hon. Clement Kubindiwo Tedam

June 17, 2019

FUNERAL ARRANGEMENT

Wednesday 19th June 2019

Pre-burial mass at Martyrs of Uganda Catholic Church, Mamprobi at 8:30 am.

Thursday 20th – Friday 21st June, 2019

Traditional funeral rites, War dancing and cultural display at the Paga Chief’s Palace.

STATE FUNERAL

Saturday 22nd June, 2019 at the Paga primary park, opposite the District Assembly block.
Filing past – 7:00 am to 8:30 am.
Church(Pre-burial) Service – 9:00 am.
Funeral Reception immediately after burial.

Sunday 23rd June 2019

Thanksgiving Service at the St. Theresa Catholic Church, Paga, at 9:00 am.

Sunday 28th July 2019

Memorial mass at Martyrs of Uganda Catholic Church, Mamprobi at 9:00 am.

Mr. Emmanuel Matheson Kwadwo Osei-Diawuo

June 17, 2019

BURIAL AND FUNERAL ARRANGEMENTS ARE AS FOLLOWS

Wake Keeping

There will be no wake keeping

Lying-In-State

25th May 2019 at Emmanuel Congregation Presby Church, pepease Kwawu.

Burial Service

25th May 2019 at Emmanuel Congregation Presby Church, pepease Kwawu from 9:00 am – 11:300 am.

Final Funeral Rites

Saturday 25th May 2019 at pepease Kwawu Funeral Grounds from 1:00 pm – 5:00 pm.

Thanksgiving Service

Sunday 26th May 2019 at Emmanuel Congregation Presby Church, pepease Kwawu at 9:00 am.

Attire is black and white.

All friends and sympathizers are cordially invited.

Dr. Alex Anane-Darko a.k.a Kwame Peprah

June 17, 2019

BURIAL AND FUNERAL ARRANGEMENTS

Friday 24th May 2019

The body will be laid in state at his residence at 8:00 pm. There will be no wake.

Saturday 25th May 2019

Pre-burial Service at 7:00 am and Burial Service at 9:00 am at the Bethel Methodist Church, Brafo Yaw Cape coast, near Aggrey Memorial School.

Interment

The body will be put to rest at Elmina cemetery.

Final Funeral Rites

Cultural Centre, Opposite UCC 1st gate, Cape coast.

Sunday 26th May 2019

Memorial and thanksgiving service at the Bethel Methodist Church, Brafo Yaw Cape coast.
Funeral Rites continue after church service at his residence, Aggrey ridge, close to Aggrey Memorial S.H.S.

All friends and sympathizers are cordially invited.

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